Qualifying for Unemployment Benefits

Qualifying for Unemployment BenefitsQualifying for Unemployment BenefitsHave you recently lost your job? During this scary and frustrating time, you may be asking yourself, Do I qualify for unemployment? and How will I pay my bills until I find something else? Unemployment benefits are available for workers who are unemployed through no fault of their own. There are eligibility requirements to qualify for unemployment benefits including working a certain number of weeks for a certain number of hours each week. But even if youve been terminated for cause, dont assume youre out of luck. You may be able to collect, regardless. Its worth it to learn about your rights including your right to appeal a denial of your unemployment claims before you give up on the idea of filing for benefits. Qualifying for Unemployment Eligibility requirements to qualify for unemployment compensation vary from state to state. However, according to the Department of Labor, there are only two main crite ria that must be met in order to qualify 1.You must be unemployed through no fault of your own. In this case, a persons unemployment must be caused by an external factor beyond his or her control, such as a layoff. Quitting or being fired for misconduct in the workplace will render you ineligible for said unemployment benefits. 2.You must meet your respective states requirements for the total time worked or the amount of wages you take home in a set amount of time. This marker can be confusing, but its safe to assume if you had a long-term job that you lost unexpectedly or without just cause, its likely that you meet your states requirements. How Unemployment Is Calculated Qualifying for unemployment benefits can be a big relief and one less thing to worry about while you look for a new job. Unemployment compensation is intended to replace or supplement part of your previous income. The compensation youll receive depends on the amount you earned while working. Each state uses pa st earnings to determine your benefit amount. Some states use your highest paid quarter, while others look at annual earnings as a whole. After the amount is calculated, the state will determine weekly benefit amounts, in addition to total minimums and maximums for the eligible recipient. If youre not sure whether youre eligible, file a claim through the unemployment office in your state. Theyll determine your eligibility for unemployment compensation. When You Dont Qualify for Unemployment Not everyone qualifies for unemployment benefits and there are a number of situations when you wont receive any compensation from the state. The following circumstances may disqualify you from collecting unemployment benefits Fired for misconductQuit without good causeResigned because of illness (check on disability benefits)Left to get marriedSelf-employedInvolved in a labor disputeAttending schoolFrequent unexcused absencesInsubordinationHarassment When You Quit Your Job Can you collect unemployment if you quit your job? It depends. In most cases, if you voluntarily left employment you are not eligible. However, if you left for good cause, you may be able to collect. Good cause is determined by the state unemployment office and you will be able to make a case for why you are eligible for benefits. Some examples of good cause include medical conditions, family situations, financial difficulty, poor or unsafe working conditions, or relocation difficulties. Its a good idea to learn about what may be considered good cause by an unemployment office, before you give up on the idea of filing for unemployment. In addition, if you give notice, but the employer doesnt accept the notice and terminates your employment immediately, it is typically considered an involuntary termination and you may qualify for benefits. Conditions such as having to work hours that dont fit your personal or family life, lack of promotion opportunities, or having to do jobs you dont like arent con sidered good cause. In these cases, you should hang on to your current job while you look for new employment elsewhere. When Youre Told You Dont Qualify for Unemployment After you file for unemployment, the state may accept your claim and youll receive your benefits. But what if youre denied benefits or the state asks you to provide additional information? You can file an unemployment appeal and explain your situation in a hearing. The state unemployment office will typically send you a letter that will list the date and time of your hearing. These hearings are generally conducted over the phone.